Equal Credit Opportunity Act Amendments - Prohibits creditors from discriminating against consumer applicants for credit on the basis of age, race, sex, religion, national origin, political affiliation, receipt of public assistance benefits, or the exercise of rights under the Equal Credit Opportunity Act or any other provision of law. Requires creditors to give each consumer applicant a statement of reasons for credit denial or termination. Authorizes the Attorney General to initiate enforcement actions under such Act on his own or at the request of other enforcement agencies. Changes the ceiling for private class action recoveries of punitive damages from the lesser of $100,000 or 1 percent of the creditors net worth to the greater of $50,000 or 1 percent of net worth.