---
title: "Guidelines for Use, Access, and Responsible Disclosure of Financial Data Act"
identifier: "119-HR-8398"
congress: 119
bill_number: 8398
bill_type: "HR"
version_code: "ih"
version_type: "Introduced in House"
bill_url: "https://chamberzero.com/congresses/119/bills/hr/8398"
source: "https://www.congress.gov/bill/119th-congress/house-bill/8398"
site: "Chamber Zero"
site_url: "https://chamberzero.com"
rendered_at: "2026-06-04T00:31:36.598Z"
---
## SEC. 1 Short title; table of contents.

[Read Section 1 →](/congresses/119/bills/hr/8398/sections/1-section-one.md)

# TITLE I — Improvements to Treatment of Consumer Financial Data

## SEC. 101 Subtitle and section heading alterations.

[Read Section 101 →](/congresses/119/bills/hr/8398/sections/TI-101.md)

## SEC. 102 Data minimization.

[Read Section 102 →](/congresses/119/bills/hr/8398/sections/TI-102.md)

## SEC. 103 Continuing consumer opt out right.

[Read Section 103 →](/congresses/119/bills/hr/8398/sections/TI-103.md)

## SEC. 104 Limits on use of consumer access credentials.

[Read Section 104 →](/congresses/119/bills/hr/8398/sections/TI-104.md)

## SEC. 105 Additional information to be included in notices to consumers.

[Read Section 105 →](/congresses/119/bills/hr/8398/sections/TI-105.md)

## SEC. 106 Customer access to privacy and disclosure policies.

[Read Section 106 →](/congresses/119/bills/hr/8398/sections/TI-106.md)

## SEC. 107 Requests for disclosure of or deletion of nonpublic personal information.

[Read Section 107 →](/congresses/119/bills/hr/8398/sections/TI-107.md)

## SEC. 108 Opt in for sensitive nonpublic personal information.

[Read Section 108 →](/congresses/119/bills/hr/8398/sections/TI-108.md)

# TITLE II — Regulatory Consideration for Small Financial Institutions

## SEC. 201 Regulatory consideration for small financial institutions.

[Read Section 201 →](/congresses/119/bills/hr/8398/sections/TII-201.md)

# TITLE III — Relation to Other Laws

## SEC. 301 Relation to State laws.

[Read Section 301 →](/congresses/119/bills/hr/8398/sections/TIII-301.md)

# TITLE IV — Additions to Definitions

## SEC. 401 Additions to definitions.

[Read Section 401 →](/congresses/119/bills/hr/8398/sections/TIV-401.md)