---
title: "Saving Privacy Act"
identifier: "118-S-5242"
congress: 118
bill_number: 5242
bill_type: "S"
version_code: "is"
version_type: "Introduced in Senate"
bill_url: "https://chamberzero.com/congresses/118/bills/s/5242"
source: "https://www.congress.gov/bill/118th-congress/senate-bill/5242"
site: "Chamber Zero"
site_url: "https://chamberzero.com"
rendered_at: "2026-06-04T00:37:02.505Z"
---
## SEC. 1 Short title; table of contents.

[Read Section 1 →](/congresses/118/bills/s/5242/sections/1-section-one.md)

# TITLE I — Bank privacy reform

## SEC. 101 Bank Secrecy Act reforms.

[Read Section 101 →](/congresses/118/bills/s/5242/sections/TI-101.md)

# TITLE II — Amendments to the Right to Financial Privacy Act of 1978

## SEC. 201 Warrant requirements and exceptions.

[Read Section 201 →](/congresses/118/bills/s/5242/sections/TII-201.md)

# TITLE III — Consolidated audit trail

## SEC. 301 Requirements and prohibitions regarding the Consolidated Audit Trail.

[Read Section 301 →](/congresses/118/bills/s/5242/sections/TIII-301.md)

# TITLE IV — No central bank digital currency

## SEC. 401 Central bank digital currency.

[Read Section 401 →](/congresses/118/bills/s/5242/sections/TIV-401.md)

# TITLE V — Regulations from the executive in need of scrutiny

## SEC. 501 Purpose.

[Read Section 501 →](/congresses/118/bills/s/5242/sections/TV-501.md)

## SEC. 502 Congressional review of certain agency rulemaking.

[Read Section 502 →](/congresses/118/bills/s/5242/sections/TV-502.md)

## SEC. 503 Budgetary effects of rules subject to section 802 of title 5, United States Code.

[Read Section 503 →](/congresses/118/bills/s/5242/sections/TV-503.md)

## SEC. 504 Government Accountability Office study of rules.

[Read Section 504 →](/congresses/118/bills/s/5242/sections/TV-504.md)

# TITLE VI — Suspicious activity

## SEC. 601 Criminal penalties.

[Read Section 601 →](/congresses/118/bills/s/5242/sections/TVI-601.md)

## SEC. 602 Civil penalties.

[Read Section 602 →](/congresses/118/bills/s/5242/sections/TVI-602.md)

## SEC. 603 Other relief.

[Read Section 603 →](/congresses/118/bills/s/5242/sections/TVI-603.md)