---
title: "Fair Flood Protection Act of 2024"
identifier: "118-S-5199"
congress: 118
bill_number: 5199
bill_type: "S"
version_code: "is"
version_type: "Introduced in Senate"
bill_url: "https://chamberzero.com/congresses/118/bills/s/5199"
source: "https://www.congress.gov/bill/118th-congress/senate-bill/5199"
site: "Chamber Zero"
site_url: "https://chamberzero.com"
rendered_at: "2026-06-04T00:28:44.687Z"
---
## SEC. 1 Short title; table of contents.

[Read Section 1 →](/congresses/118/bills/s/5199/sections/1-section-one.md)

## SEC. 2 Definitions.

[Read Section 2 →](/congresses/118/bills/s/5199/sections/2.md)

# TITLE I — Reauthorization and stabilization

## SEC. 101 Reauthorization.

[Read Section 101 →](/congresses/118/bills/s/5199/sections/TI-101.md)

## SEC. 102 Forbearance on National Flood Insurance Program interest payments.

[Read Section 102 →](/congresses/118/bills/s/5199/sections/TI-102.md)

## SEC. 103 Elimination of Community Rating System.

[Read Section 103 →](/congresses/118/bills/s/5199/sections/TI-103.md)

## SEC. 104 Write Your Own Program reform.

[Read Section 104 →](/congresses/118/bills/s/5199/sections/TI-104.md)

# TITLE II — Rate reporting and policyholder assistance

## SEC. 201 Sense of Congress.

[Read Section 201 →](/congresses/118/bills/s/5199/sections/TII-201.md)

## SEC. 202 Premium transparency.

[Read Section 202 →](/congresses/118/bills/s/5199/sections/TII-202.md)

## SEC. 203 Flood Protection Affordability Program and Trust Fund.

[Read Section 203 →](/congresses/118/bills/s/5199/sections/TII-203.md)

# TITLE III — Fee reduction and consolidation

## SEC. 301 Reserve Fund assessment.

[Read Section 301 →](/congresses/118/bills/s/5199/sections/TIII-301.md)

## SEC. 302 Flood Insurance Program Stability Fee.

[Read Section 302 →](/congresses/118/bills/s/5199/sections/TIII-302.md)

# TITLE IV — Resilience

## SEC. 401 Levee project identification and development program.

[Read Section 401 →](/congresses/118/bills/s/5199/sections/TIV-401.md)

## SEC. 402 Authorization of appropriations for the STORM Act.

[Read Section 402 →](/congresses/118/bills/s/5199/sections/TIV-402.md)