---
title: "Middle Class Borrower Protection Act of 2023"
identifier: "118-S-2296"
congress: 118
bill_number: 2296
bill_type: "S"
version_code: "is"
version_type: "Introduced in Senate"
bill_url: "https://chamberzero.com/congresses/118/bills/s/2296"
source: "https://www.congress.gov/bill/118th-congress/senate-bill/2296"
site: "Chamber Zero"
site_url: "https://chamberzero.com"
rendered_at: "2026-06-03T23:38:59.865Z"
---
# Full Text Index

Full inline text is not available for this bill version in the current text index, but the section-level markdown is available below.

- [SECTION 1 Short title](/congresses/118/bills/s/2296/sections/1-section-one.md)
- [SECTION 2 Definitions](/congresses/118/bills/s/2296/sections/2.md)
- [SECTION 3 Repeal of recalibrated single-family pricing framework](/congresses/118/bills/s/2296/sections/3.md)
- [SECTION 4 Restrictions on FHFA adjustments to single-family pricing framework](/congresses/118/bills/s/2296/sections/4.md)
- [SECTION 5 Prohibition of loan-level price adjustments based on debt-to-income ratio](/congresses/118/bills/s/2296/sections/5.md)
- [SECTION 6 GAO study](/congresses/118/bills/s/2296/sections/6.md)