---
title: "Empowering Students Through Enhanced Financial Counseling Act"
identifier: "114-S-3116"
congress: 114
bill_number: 3116
bill_type: "S"
version_code: "is"
version_type: "Introduced in Senate"
bill_url: "https://chamberzero.com/congresses/114/bills/s/3116"
source: "https://www.congress.gov/bill/114th-congress/senate-bill/3116"
site: "Chamber Zero"
site_url: "https://chamberzero.com"
rendered_at: "2026-06-03T22:09:56.985Z"
---
# Full Text Index

Full inline text is not available for this bill version in the current text index, but the section-level markdown is available below.

- [SECTION 1 Short title](/congresses/114/bills/s/3116/sections/1-section-one.md)
- [SECTION 2 Annual counseling](/congresses/114/bills/s/3116/sections/2.md)
- [SECTION 3 Exit Counseling](/congresses/114/bills/s/3116/sections/3.md)
- [SECTION 4 Online counseling tools](/congresses/114/bills/s/3116/sections/4.md)
- [SECTION 5 Longitudinal study on the effectiveness of student loan counseling](/congresses/114/bills/s/3116/sections/5.md)
- [SECTION 6 Availability of funds](/congresses/114/bills/s/3116/sections/6.md)